Our Solutions

We are trusted partners for foreign nationals to access quality loans for the purchase or refinancing of US property.

International Investors Mortgage has partnerships with companies that can help you each step of the way: whether you are evaluating property choices, purchasing a property, or setting up management of a rental property.

The goal is to remove the stress from the buying process and make the US property ownership experience for investors as delightful and gratifying as it should be.

EB-5 Investment Backed Loans - Up to 50% of the EB-5 Investment

Purpose: Purchase of property or down payment for the purchase of property.
Can be taken out in combination with other loan offerings including Foreign National Home Loans or US Credit History Qualified Loans.
- Loan Purpose: Purchase of property or down payment for the purchase of property.
- Loan Size: Minimum $100,000 up to Maximum 50% of the EB-5 Capital Contribution.
- Processing Fee: 3% of Loan Value + $1000 Legal Fee + UCC Filing Fee (Differs state by state)
- Interest Rates: Starting at 7.50% Fixed
- Term: Up to 60 Months
- Monthly Payment Structure: Interest Only Payments for the Loan Period + Full Principal Repayment at EB-5 Maturity
- Collateral: Personal Guarantee + Return of EB-5 Capital Pledged to Lender till dues are repaid
- Prepayment Penalty: Applicable
- Other Requirements:
  - The EB-5 applicant must have an I526 Approval
  - The EB-5 investment must be in an approved / debt / collateralised EB-5 project – consult your IIM contact point for more information

Rental Property Loans - from $100,000 to $20 million

Purpose: Purchase or refinancing of residential or commercial rental property
- Loan Purpose: Purchase or refinancing of residential or commercial rental property
- Loan Size: $100,000 to $20,000,000
- Processing Fee: 3% + $2000 Legal Fee
- Interest Rates: Starting at 5.1%
- Term: Up to 360 Months (30 Years) with an option to refinance at any time
- Monthly Payment Structure: Principal + Interest Amortized Over Term
- Collateral: Purchased Property
- LTV: Max Up to 70% of Purchase Value of Property
- Prepayment Penalty: Applicable
- Other Requirements:
  - Commercial Property or Single Family Residence or Multi Family Residences – Condos are not permitted under this program.
  - Property Must be Purchased in LLC / LLP / Trust

Owner Occupied Home Loans - from $200,000 to $20 million

- We, International Investors Mortgage LLC (IIM), do not offer or negotiate terms of residential mortgage loans. Potential clients are directed to licensed corporations that adhere to State and Federal regulations while providing privacy protection during the entire loan approval process for owner occupied residential mortgage loans. The following information has been provided by our preferred California NMLS licensed broker.
- Purpose: Purchase or refinancing of primary residence and/or second homes
  - - Foreign National Home Loans
      - For foreign nationals lacking sufficient US credit history to qualify for regular home loans.
      - Can be combined with EB-5 investment backed loans
    - No US Income or Insufficient Income Verified Home Loans
      - Primary residence loan for foreign nationals with no income or insufficient income in the United States
      - Can be combined with EB-5 investment backed loans
    - Owned & Occupied by Foreign National without US Credit History
      - For the purchase of primary residence in the US, by a client’s family with no US credit history, via family LLC.
    - US Credit History Qualified Loans
      - For the purchase or refinancing of primary residence & second homes for clients with an existing and sufficient US credit history.
  - Loan Purpose: Purchase or refinancing of primary residence and/or second homes
  - Loan Size: $200,000 and above
  - Processing Fee: 2-3% of Loan Value + Legal Fee (Differs state by state)
  - Interest Rates: Fixed & Variable Rate Options (Determined by case)
  - Term: Up to 360 Months (30 Years) with an option to refinance at any time
  - Monthly Payment Structure: Principal + Interest Amortized Over Full Term (thereby reducing the principal amount of the loan over time)
  - Collateral: Property
  - LTV: Up to a maximum of 80% of property value (Varies Case to Case)
  - Prepayment Penalty: 0%
  - FICO Score: Required
  - Other Requirements:
    - Must have a valid U.S. Visa (Immigrant or Non Immigrant or ESTA categories are allowed)

Refinance of Already Purchased Property by Foreign Nationals - Any Value

- We, International Investors Mortgage LLC (IIM), do not offer or negotiate terms of residential mortgage loans. Potential clients are directed to licensed corporations that adhere to State and Federal regulations while providing privacy protection during the entire loan approval process for owner occupied residential mortgage loans. The following information has been provided by our preferred California NMLS licensed broker.
- Purpose: Refinancing of primary residence and/or rental properties.
  - Loan Purpose: Refinancing of primary residence and/or rental properties.
  - Loan Size: any value
  - Processing Fee: 2-3% of Loan Value + Legal Fee (Differs state by state)
  - Interest Rates: Fixed & Variable Rate Options (Determined by Property & Use)
  - Term: Up to 360 Months (30 Years) with an option to refinance at any time
  - Monthly Payment Structure: Principal + Interest Amortized Over Full Term (thereby reducing the principal amount of the loan over time)
  - Collateral: Property
  - LTV: Varies case by case
  - Prepayment Penalty: 0%
  - FICO Score: Required
  - Other Requirements:
    - Must have a valid U.S. Visa

We are trusted partners for foreign nationals to access quality loans for the purchase or refinancing of US property.

The goal is to remove the stress from the buying process and make the US property ownership experience for investors as delightful and gratifying as it should be.

EB-5 Investment Backed Loans - Up to 50% of the EB-5 Investment

– Purpose: Purchase of property or down payment for the purchase of property.
– Can be taken out in combination with other loan offerings including Foreign National Home Loans or US Credit History Qualified Loans.

Loan Purpose: Purchase of property or down payment for the purchase of property.
Loan Size: Minimum $100,000 up to Maximum 50% of the EB-5 Capital Contribution.
Processing Fee: 3% of Loan Value + $1000 Legal Fee + UCC Filing Fee (Differs state by state)
Interest Rates: Starting at 7.50% Fixed
Term: Up to 60 Months
Monthly Payment Structure: Interest Only Payments for the Loan Period + Full Principal Repayment at EB-5 Maturity
Collateral: Personal Guarantee + Return of EB-5 Capital Pledged to Lender till dues are repaid
Prepayment Penalty: Applicable
Other Requirements:
- The EB-5 applicant must have an I526 Approval
- The EB-5 investment must be in an approved / debt / collateralised EB-5 project – consult your IIM contact point for more information

Rental Property Loans - from $100,000 to $20 million

Purpose: Purchase or refinancing of residential or commercial rental property

Loan Purpose: Purchase or refinancing of residential or commercial rental property
Loan Size: $100,000 to $20,000,000
Processing Fee: 3% + $2000 Legal Fee
Interest Rates: Starting at 5.1%
Term: Up to 360 Months (30 Years) with an option to refinance at any time
Monthly Payment Structure: Principal + Interest Amortized Over Term
Collateral: Purchased Property
LTV: Max Up to 70% of Purchase Value of Property
Prepayment Penalty: Applicable
Other Requirements:
- Commercial Property or Single Family Residence or Multi Family Residences – Condos are not permitted under this program.
- Property Must be Purchased in LLC / LLP / Trust

Owner Occupied Home Loans - from $200,000 to $20 million

We, International Investors Mortgage LLC (IIM), do not offer or negotiate terms of residential mortgage loans. Potential clients are directed to licensed corporations that adhere to State and Federal regulations while providing privacy protection during the entire loan approval process for owner occupied residential mortgage loans. The following information has been provided by our preferred California NMLS licensed broker.

Purpose: Purchase or refinancing of primary residence and/or second homes

Foreign National Home Loans

For foreign nationals lacking sufficient US credit history to qualify for regular home loans.
Can be combined with EB-5 investment backed loans
No US Income or Insufficient Income Verified Home Loans
Primary residence loan for foreign nationals with no income or insufficient income in the United States
Can be combined with EB-5 investment backed loans
Owned & Occupied by Foreign National without US Credit History
For the purchase of primary residence in the US, by a client’s family with no US credit history, via family LLC.
US Credit History Qualified Loans
For the purchase or refinancing of primary residence & second homes for clients with an existing and sufficient US credit history.
Loan Purpose: Purchase or refinancing of primary residence and/or second homes
Loan Size: $200,000 and above
Processing Fee: 2-3% of Loan Value + Legal Fee (Differs state by state)
Interest Rates: Fixed & Variable Rate Options (Determined by case)
Term: Up to 360 Months (30 Years) with an option to refinance at any time
Monthly Payment Structure: Principal + Interest Amortized Over Full Term (thereby reducing the principal amount of the loan over time)
Collateral: Property
LTV: Up to a maximum of 80% of property value (Varies Case to Case)
Prepayment Penalty: 0%
FICO Score: Required
Other Requirements:
Must have a valid U.S. Visa (Immigrant or Non Immigrant or ESTA categories are allowed)

Refinance of Already Purchased Property by Foreign Nationals - Any Value

Purpose: Refinancing of primary residence and/or rental properties.

Loan Purpose: Refinancing of primary residence and/or rental properties.
Loan Size: any value
Processing Fee: 2-3% of Loan Value + Legal Fee (Differs state by state)
Interest Rates: Fixed & Variable Rate Options (Determined by Property & Use)
Term: Up to 360 Months (30 Years) with an option to refinance at any time
Monthly Payment Structure: Principal + Interest Amortized Over Full Term (thereby reducing the principal amount of the loan over time)
Collateral: Property
LTV: Varies case by case
Prepayment Penalty: 0%
FICO Score: Required
Other Requirements:
- Must have a valid U.S. Visa

How It Works

Investor identifies the property they want to invest in

Investor works with International Investors Mortgage, LLC for mortgage & loan processing

Our partners process loans of up to $20,000,000. Investor makes a down payment of as little as 20-30% (varies case to case)

The Mortgage is collateralized by the property itself (as with a traditional mortgage) and / or by the EB-5 investment.

Investor purchases the property

Investor services the loan and pays the monthly installments

The investor can choose to refinance the property or continue with the loan depending on the terms and conditions of each loan.

Contact Us to Learn More

A US mortgage backed by an existing EB-5 investment is a very customized loan. We can give you more detail on how it would work for you, just fill in the form below and we will contact you.

Contact Details

sales@intlmortgage.com

Exclusive Escrow Administrator & Knowledge Partner