Case 2: Investment Property Loan

Family Builds New US Investment Property Portfolio

Client’s Country of Origin: India
Current Visa Status: EB-5 Green Card Holder
Loan Purpose: Purchase of Rental Property
Location: Richmond, Virginia
Amount Sanctioned: $350,000
Interest Rate: 4.5% Interest Rate 30-Year Term with Flexibility to Refinance at Any Time
Collateral to Lender: The Purchased Property

The Client’s Story:​​

This investor, an EB-5 Green Card holder, wants to build a real estate portfolio of investment properties and has identified a new property that was under construction. He faced challenges in obtaining a loan from traditional lenders, since most do not issue rental property loans unless the property has already been rented for at least six months.

By working with our lending partners, we were able to have the property re- categorized as an investment property that was sanctioned as “in-process
of renting”. This allowed our client to qualify for a rental property purchase loan, which also provides the ability to refinance the property as soon as six months of rental history is obtained.


The client is proceeding with the purchase of additional rental properties.

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Information provided is for guidance purposes only and not to be construed as a loan solicitation. We, International Investors Mortgage LLC (IIM), do not offer or negotiate terms of owner occupied residential mortgage loans. We collaborate closely with a niche group of licensed Real Estate and Mortgage Professionals. Clients are introduced to licensed corporations that operate under Privacy Protection Banking Acts. We collaborate solely with regulated financial entities that adhere to State and Federal regulations. Our strategic partners understand the importance of client privacy protection during the entire loan approval process.

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