A New Mortgage Designed
When you consider moving to the United States, one of the biggest challenges is learning about the property market and evaluating whether to buy a primary residence, buy a property for a family member or buy an investment property.
Then when you have found a property you like, commercial banks are often not permitted to make a mortgage loan to a borrower without a US credit history and social security number.
We work with EB-5 investors to evaluate property choices and a mortgage designed for international investors to purchase a home or real estate asset by collateralizing their EB-5 investment.
With as little as 10% down, up to $1 million can be made available as a loan to qualified investors.
Challenges International Investors Face When Buying Property in the US
- Understanding the complexities of the US property market & finance options
- Substantial down payment requirement because of insufficient US credit history
- Capital tied up in an illiquid EB-5 investment
- Foreign exchange and/or capital controls in their home country
- Limited liquidity in the United States
How this Offering Benefits International Investors
- Leverage the value in your EB-5 investment as collateral much before its actual return by the project
- Allows you to build a US credit history, which will benefit your I-829 processing
- Significantly reduces the down payment required
- End to end white glove service for identifying, buying, financing, and managing your property
- You can purchase any type of property, either residential or commercial, for both personal use or as an investment.
- Ability to purchase the property in the name of anyone in your family, a trust, or LLC
- Potential to save on rental expenses or purchase an income producing property
- Tax deductions on interest expense by homeowners, as allowed by federal tax laws
- Benefit from the long term appreciation of the property’s value
- Flexibility for early repayment and refinancing options
